The fiat system is costing American employers billions every year. Not just in taxes — in the slow, invisible erosion of every reserve dollar they hold. We built Lightning Strategies to show a better way.
Every self-funded employer is fighting the same war on two fronts: healthcare claims that compound at 6.5–9.5% annually, and reserves parked in instruments that barely keep pace with inflation. The conventional answer is more insurance, more brokers, more complexity. We disagree.
Fix the money, fix the world.
That is not a slogan. It is a conviction.
Bitcoin is the hardest money ever created — backed by the laws of thermodynamics and mathematics, not the promises of politicians or the printing decisions of central banks. When your claims reserves sit in Bitcoin, they don't slowly erode. They have a credible shot at outpacing the very inflation eating your claims budget.
We are not a technology company selling software. We are not a broker selling a product. We are strategic advisors — former health plan executives and Bitcoin practitioners — who design the strategy and connect you with the right custodians, legal counsel, and implementation partners. You own the keys. You control the treasury. We advise on the architecture.
The math is not complicated. If your claims reserve compounds below your trend, you are falling behind every single year. No broker will tell you this — there is no commission on Bitcoin. No carrier will tell you — it undermines the product they're selling.
We will tell you — because our only job is to be right.
I spent my career inside the machine. I started as an intern at the third largest global insurance brokerage. I helped scale a SoftBank-backed hospitality company from 6 to 376 hotels in six months. I sold enterprise SaaS at public and private SaaS companies. I came back to benefits as a dual-licensed VP at the first and sixth largest brokerages in the world.
I know exactly how the incumbents price, package, and pitch employee benefits. And I know exactly what they don't tell you: that your reserves are losing ground every year, that the complexity is intentional, and that no one at the table has a structural incentive to fix your cost curve — only to renew it.
I held Bitcoin through every chapter of that career since 2017. I watched it survive crashes, halvings, regulatory fear, and the collapse of every fraudulent exchange that tried to co-opt it. And I watched it outperform every traditional asset class over any meaningful time horizon.
The connection clicked in 2022: the same fiat debasement destroying household purchasing power is destroying employer claims reserves. Bitcoin doesn't fix the politics of healthcare — but it fixes the monetary foundation your plan sits on. That's the strategy. That's Lightning Strategies.
We advise on the strategy. You execute it — with the custodians, legal counsel, and plan administrators we help you select. The architecture is yours. The keys are yours. The treasury is yours.